Small Business Administration (SBA) Loans
As an SBA Preferred Lender, we can help you find government-guaranteed SBA loan options that fit your business needs, while allowing you to seize opportunities.
When you see new opportunities to grow your business, think about SBA financing through California Bank & Trust – an excellent solution for expanding your business, renovating or building new facilities, purchasing owner-user commercial real estate, purchasing equipment, acquiring other businesses and more. With longer terms and lower down payment requirements due to government guarantees, SBA Loans[cite::132::cite] allow you to retain more capital to grow your business. We help entrepreneurs borrow from $100,000 to $10 million.
Call one of our dedicated Small Business Administration (SBA) financing specialists. As an SBA Preferred Lender, we can review your best SBA loan options, help you submit your application, and close your loan as quickly as possible. Our competitive SBA loan options offer:
- Up to 90% financing with terms up to 25 years
- Full amortization with no balloon payments
- Personal assistance from application through closing
- Quick closing in as little as 60 days
Learn about the two different options for SBA loans:
SBA 7(a) loans have the most flexible use of proceeds and may be used for everything from buying an owner-occupied building to providing working capital to expand your business.
Secure long-term financing to acquire equipment or owner-occupied commercial real estate, plus a low-down payment and long-term fixed interest rates.