If you’re looking for a great rate without all the fees, the choice is clear. With the California Bank & Trust Clarity Visa® Credit Card[cite::307::cite], there’s no annual fee, no late fees and no foreign transaction fees. Plus, you get one of the lowest rates available.
Account Details
APR
- One of our lowest rates available
- 0% intro APR on purchases for 6 months and [rate::[minApr::cbt::CA::credit::802::lowRateRewardsCard]::rate] to [rate::[maxApr::cbt::CA::credit::802::lowRateRewardsCard]::rate] APR after that[cite::316::cite]
- 0% intro APR on balance transfers for 15 months and [rate::[minApr::cbt::CA::credit::802::lowRateRewardsCard]::rate] to [rate::[maxApr::cbt::CA::credit::802::lowRateRewardsCard]::rate] APR after that. (3% fee, $5 minimum)[cite::317::cite]
Annual Fees
- No annual fee means you can enjoy all these benefits at no cost
Product Details
- No late fees on payments made past the due date
- No returned payment fees if your payment could not be processed
- No foreign transaction fees on purchases made while traveling outside the U.S.
Features & Benefits
Enjoy extra protection with these additional services.
CELL PHONE PROTECTION
Provides reimbursement for your stolen or damaged cell phone when you pay your wireless cell phone bill with your card.[cite::311::cite]
CONTACTLESS-ENABLED TECHNOLOGY
Let’s you make purchases quickly and easily – with just a tap.
MOBILE FRAUD ALERT SERVICE
Automatically alerts you of suspicious activity via text message. You can then reply to confirm the purchase or call us to validate any outstanding charges, prevent future purchases and start the process of replacing your card.[cite::312::cite]
CARD ALERTS
Allows you to monitor your account activity wherever you are. Select the notifications you want to receive like payment reminders, transactions alerts and more.[cite::313::cite]
ZERO LIABILITY
Helps protect you from unauthorized purchases made with your card or account information.[cite::314::cite]
EXTENDED WARRANTY
Manufacturer’s warranty is automatically extended on any item purchased with your card.
AUTO RENTAL COLLISION DAMAGE
Car rental collision damage waiver may protect you if your rental car is damaged from an accident or theft.
TRAVEL BENEFITS
Travel with confidence knowing you’re covered with benefits like Travel Accident Insurance and Lost Luggage Reimbursement.
Still not sure if this is the right card for you? Use our California Bank & Trust Personal Credit Card Comparison Tool.
So many choices. All of them good.
Our feature-rich checking accounts make it easy to manage your money.
TALK TO A BANKER TODAY
Contact us to get quick answers at (800) 355-0507 or to reach a branch near you.