Loans and Lines of Credit
Businesses need a steady flow of capital to run and prosper.
Products to help you grow.
Guidance to help you choose.
Our business financial solutions[cite::108::cite] provide flexible terms and a variety of features and benefits. That includes collaboration with seasoned business bankers who evaluate your financing needs and make recommendations based on the dynamics of your business.
Business Access Online Loans Under $175,000
Simple ownership, simple financing and access to next-day funding. Business Access is designed for companies with limited borrowing needs.
Lines of Credit
With a line of credit you can easily finance all your short-term working capital needs at competitive rates and terms.
Term Loans
With long-term capital you can finance your business operations or expansion plans locally, nationally, or worldwide.
Equipment Financing & Leasing
Our equipment financing solutions will ensure your business has the right tools to fund growth and future success.
Small Business Administration Loans
As a SBA Preferred Lender, we can help you find an SBA loan option that best suits your business needs.
Acquisition Financing
Fund the acquisition or merger with another business through stock purchase, stock exchange or cash transactions.
Asset-Based Financing
Leverage your company’s assets to extend your organization’s borrowing ability and gain financing flexibility.
Factoring
Factoring as an alternative to conventional working capital financing for growing or transitioning businesses.
Make cash flow faster.
Our Treasury Management tools keep your capital working for your business.
Talk to a banker today.
Contact us to get quick answers at (800) 355-0507 or a branch near you.
Small Business Diversity Banking Program
We understand that access to capital can be a challenge for businesses owned by minorities, women and veterans. So we’re investing in greater equity for these communities through our Small Business Diversity Banking Program. Under the Equal Credit Opportunity Act, this program is dedicated to opening the door wide, giving more and more businesses the chance to grow and prosper with wider access to loans and lines of credit through Special Purpose Credit Program eligibility standards. If you are part of one of these groups, we encourage you to contact one of our bankers to discuss your specific needs and learn more about this unique program.
Minority-Owned Business Loans
As a community bank, we’re motivated to make capital available to underrepresented businesses under Special Purpose underwriting guidelines. Our bankers proudly offer short-term and long-term financing under Special Purpose eligibility criteria for minority businesses owned by members of Black, Hispanic, Native American, Asian-Pacific and Subcontinent Asian groups.
Women-Owned Business Loans
Our small business loans can help women-owned businesses flourish with short-term and long-term financing. Work with a knowledgeable banker within your community who is dedicated to finding you a loan or line of credit. Using Special Purpose underwriting guidelines, we can help make your dreams into reality.
Veteran-Owned Business Loans
We honor your service with veteran-owned business loans featuring Special Purpose underwriting guidelines to help fuel growth. Access to short-term and long-term capital for businesses owned by veterans can be within reach for a variety of needs. Get help from an experienced business banker in your community.
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LGBTQ-Owned Business Loans
At California Bank & Trust, we are dedicated to making capital available and help with short-and long-term financing options for the LGBTQ community. Our Small Business Diversity Banking program provides the opportunity for underrepresented business owners to help reach their business goals. Work with an experienced banker within your local community to help your LGBTQ-owned business thrive.