Senior Advantage Checking
This account provides those age 62 or older with convenient money management tools and lower fees.[cite::1::cite]
Account Details
Minimum Opening Deposit
$50
Monthly Maintenance Fee
$5
Avoid the Monthly Maintenance Fee
Keep a minimum daily balance[cite::186::cite] of $500 or incoming ACH direct deposits of at least $250 per month.[cite::206::cite]
Monthly Paper Statement Fee
$0
Account Features & Benefits
The following services are included every month:
- Enjoy no monthly service fee[cite::206::cite] when you maintain a minimum daily balance[cite::186::cite] of $500 or make at least $250 in direct deposits per month, otherwise $5[cite::1::cite]
- Use Online Banking and Online Bill Pay to manage finances on your time through a mobile phone, tablet, or computer[cite::2::cite]
- Skip the branch and deposit checks through your mobile device[cite::3::cite]
- Go paperless with eStatements, eNotices, and eTax Documents
- Shop anywhere Visa® is accepted with your California Bank & Trust Debit card or Credit card,[cite::10::cite] including support for Apple®/Android™/Samsung® Pay[cite::12::cite]
- Use any ATM in the U.S. and California Bank & Trust will waive the first withdrawal fee at other banks’ ATMs each month[cite::13::cite]
- Call our U.S.-based customer service 7 days a week
- Need more checks? Reordering checks is a snap with our preferred check provider