Say goodbye to non-sufficient funds fees and enjoy a simplified way to manage your money with OnBudget® Banking from California Bank & Trust (CB&T).
This basic account provides budget-conscious consumers a predictable flat monthly service charge of $5 and a digital banking experience.
Account Details
Minimum Opening Deposit
$25
Monthly Maintenance Fee
$5
Monthly Paper Statement Fee
$2
Avoid the Paper Statement Fee
Opt out with eStatements[cite::5::cite]
Features & Benefits
- Spend knowing this account cannot go into overdraft status and that means there are no non-sufficient funds fees.[cite::1::cite]
- Use Online & Mobile Banking to manage finances on your time through a mobile phone, tablet or computer[cite::349::cite]
- Make sending and receiving money fast and easy by using Zelle® in our mobile app and online experience[cite::350::cite]
- Skip the branch and deposit checks through our mobile banking app[cite::3::cite]
- Shop anywhere Visa® is accepted with your CB&T Debit card including support for Apple Pay®/Google Pay™/Samsung Pay® [cite::12::cite]
- Get cash when you need it with no charges at any CB&T ATM[cite::369::cite]
- Access to free Cashier’s Checks when a paper check is needed
- Go paperless with eStatements, eNotices, and eTax Documents[cite::5::cite]
- Call our U.S.-based customer service seven days a week