Find a Mortgage Loan Officer
California Bank & Trust has a proud history of investing in local communities and building client relationships. Our Residential Mortgage team will work closely with you on your home purchase or refinance. We'll assess your needs and offer you the loan[cite::56::cite] that will work for you.
Meet your dedicated mortgage banking team.
To begin your mortgage loan application, first find a mortgage loan officer near you from the directory below. You can then contact them directly or begin your application by selecting “Apply Now” to create a new account and begin your loan process.
NORTHERN CALIFORNIA
Sam Muscarello
VP, Area Lending Manager
Office: (916) 621-2755
Email: sam.muscarello@calbt.com
NMLS# 809521
Coverage area: Sacramento
Languages spoken: English
Darren Estes
Mortgage Lender
Office: (916) 561-1126
Mobile: (916) 439-8544
Email: Darren.Estes@calbt.com
NMLS# 453229
Coverage area: Sacramento
Languages spoken: English
Greg Loberg
AVP, Mortgage Lender
Mobile: (415) 328-7334
Email: Greg.Loberg@calbt.com
NMLS# 459508
Coverage area: San Francisco Bay
Languages spoken: English
Tim Penner
AVP, Mortgage Lender
Mobile: (530) 304-4761
Email: tim.penner@calbt.com
NMLS #619942
Coverage area: Northern California
Languages spoken: English
Jeff Stevens
VP, Area Lending Manager
Office: (916) 467-2164
Email: jeff.stevens@calbt.com
NMLS# 274488
Coverage area: Northern California
Languages spoken: English
Sonya Wyland
AVP, Mortgage Lender
Mobile: (925) 639-1444
Email: Sonya.Wyland@calbt.com
NMLS #632029
Coverage area: Northern California
Languages spoken: English
Frank Huck
AVP, Mortgage Lender
Mobile: (916) 847-4666
Email: Frank.Huck@calbt.com
NMLS #459457
Coverage area: Lake Tahoe
Languages spoken: English
Wendy Hickingbottom
AVP, Mortgage Lender
Mobile: (408) 234-2878
Email: Wendy.Hickingbottom@calbt.com
NMLS #765661
Coverage area: Northern California
Languages spoken: English
ORANGE COUNTY
Maria Cedeño
VP, Area Lending Manager Construction Lending
Office: (949) 361-6822
Email: maria.cedeno@calbt.com
NMLS# 594406
Coverage area: Statewide
Languages spoken: English/Spanish
Marina Cayon
AVP, Mortgage Lender
Office: (949) 940-2891
Mobile: (949) 243-6945
Email: marina.cayon@calbt.com
NMLS# 1035723
Coverage Area: San Clemente/Dana Point
Languages spoken: English/Khmer
Geoffrey Elston
VP, Mortgage Lender
Office: (714) 523-9093
Mobile: (714) 273-9225
Email: geoffrey.elston@calbt.com
NMLS# 318185
Coverage area: La Palma/Diamond Bar
Languages spoken: English
Kristine Reesor
AVP, Mortgage Lender
Office: (714) 464-1811
Mobile: (714) 609-0511
Email: kristine.reesor@calbt.com
NMLS# 265139
Coverage area: Tustin/Orange/San Diego
Languages spoken: English
Yota Takamori
AVP, Mortgage Lender
Mobile: (714) 496-5033
Email: yota.takamori@calbt.com
NMLS# 319687
Coverage area: Laguna Hills/Huntington Beach
Languages spoken: English/Japanese
Pete Bender
AVP, Mortgage Lender
Mobile: (949) 939-4772
Email: Pete.Bender@calbt.com
NMLS #247143
Coverage area: Statewide
Languages spoken: English
LOS ANGELES / INLAND EMPIRE
William Uniack
Mortgage Lender
Office: (310) 970-4907
Email: Bill.Uniack@calbt.com
NMLS# 477952
Coverage area: Los Angeles Area
Languages spoken: English
Rosalia Yang
Mortgage Lender
Mobile: (626) 922-5859
Email: rosalia.yang@calbt.com
NMLS# 818004
Coverage Area: Los Angeles Area
Languages spoken: English and Mandarin
Nagy Riad
Area Retail Mortgage Production Manager
Office: (909) 786-3156
Mobile: (909) 973-2808
Email: Nagy.Riad@calbt.com
NMLS# 455379
Coverage Area: Los Angeles / Inland Empire
Languages spoken: English and Arabic
Angie Felix
Mortgage Lender
Mobile: (951) 312-4471
Email: Angie.Felix@calbt.com
Coverage Area: Los Angeles / Inland Empire
Languages spoken: English and Spanish
Seema Jain
Mortgage Lender
Mobile: (909) 292-8874
Email: Seema.Jain@calbt.com
Coverage Area: Los Angeles / Inland Empire
Languages spoken: English, Hindi, Urdu, Panjabi
SAN DIEGO
Steven Siemers
AVP, Mortgage Lender
Office: (858) 792-4784
Email: steven.siemers@calbt.com
NMLS# 594409
Coverage area: Del Mar/Carlsbad
Languages spoken: English
PRIVATE WEALTH MORTGAGE
Brent Zambon
Area Retail Mortgage Production Manager
Office: (858) 652-8879
Mobile: (858)-652-8879
Email: brent.zambon@calbt.com
NMLS# 406514
Coverage Area: Statewide California
Languages spoken: English
Paul Adrian
AVP, Mortgage Lender
Office: (949) 862-7357
Mobile: (714) 496-9260
Email: paul.adrian@calbt.com
NMLS# 303677
Coverage Area: Private Wealth Orange County
Languages spoken: English
Michael Philips
AVP, Mortgage Lender
Office: (760) 471-3045
Mobile: (760) 212-4486
Email: michael.philips@calbt.com
NMLS# 1031102
Coverage Area: Private Wealth San Diego
Languages spoken: English
Brian Colla
Mortgage Lender
Office: (909) 786-3162
Mobile: (951) 790-3861
Email: brian.colla@calbt.com
NMLS# 502249
Coverage Area: San Diego and Inland Empire
Languages spoken: English and Spanish
Joel Yamamoto
Mortgage Lender
Mobile: (626) 786-4562
Email: Joel.Yamamoto@calbt.com
NMLS# 207200
Coverage Area: Statewide
Languages spoken: English
Jesse Morgan
AVP, Mortgage Lender
Email: Jesse.Morgan@calbt.com
Mobile (425) 445-4391
NMLS #146296
Coverage Area: California / Washington
Languages: English
START YOUR RELATIONSHIP WITH US TODAY
If you’re ready for a home of your own, call us today to learn more. Our mortgage team is local, experienced, and ready to work with you. Bring your banking home.