Premium Interest Checking
The Premium Interest Checking[cite::9::cite] account is filled with benefits designed to help elevate your personal financial management.
Account Details
Minimum Opening Deposit
$50
Interest Paid
Yes, Premium Rate
Monthly Maintenance Fee
$25
Monthly Paper Statement Fee
$2
Avoid the Monthly Maintenance Fee
Keep a combined personal deposit balance[cite::187::cite] of $10,000 or a combined personal deposit and personal loan/credit card[cite::10::cite] balance[cite::188::cite] of $25,000[cite::206::cite]
Account Features & Benefits
The following services are included every month:
- Enjoy no monthly service fee[cite::206::cite] when you maintain a combined deposit balance[cite::187::cite] of $10,000 or a combined deposit and loan balance[cite::188::cite] of $25,000, otherwise $25[cite::1::cite]
- Earn a Premium interest rate on Checking, Savings, Money Market, and CD balances[cite::9::cite] [cite::14::cite]
- Three (3) fees waived per statement month for transactions at non-CB&T ATMs. This includes refunding up to three (3) fees charged by other banks each statement month.
- No monthly service fee for additional Savings or Money Market accounts linked to your relationship[cite::8::cite]
- Use Online Banking and Online Bill Pay to manage finances on your time through a mobile phone, tablet, or computer[cite::2::cite]
- Skip the branch and deposit checks through your mobile device[cite::3::cite]
- Go paperless with eStatements, eNotices, and eTax Documents[cite::5::cite]
- Shop anywhere Visa® is accepted with your California Bank & Trust Debit card or Credit card,[cite::10::cite] including support for Apple®/Google Pay™/Samsung® Pay[cite::12::cite]
- Get cash when you need it with no charges at any California Bank & Trust ATM[cite::13::cite]
- Call our U.S.-based customer service 7 days a week
- Need more checks? Reordering checks is a snap with our preferred check provider